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How to Save Money on Train Fares

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TicketySplit is an app from the MoneySaving Expert website which helps you to get cheaper train fares.

Make Money By Writing What You Know

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Reckon you can string a few words together? Think you have something to say about a particular subject? Well, you might be interested to know that there are websites out there that pay you for sharing your knowledge on a topic.

HubPages is a community website where users write article about the things they know about. You can earn money from the ads that are placed on your articles. Interested? Sign up now.

Babynomics

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You already know that raising a little one is mighty expensive. This book promises a few tips on cutting the costs of bringing up children.

Written by financial journalist and mother of two Madeline Thomas, Babynomics gives advice on surviving the financial trials of parenthood from pregnancy to paying for university.

It includes sections on saving money on baby equipment, making the most of government funding, dealing with pocket money and planning for your child's financial future. It's a pretty comprehensive book with a lot of helpful advice for first-time parents.

Buy from amazon.co.uk

Compare Supermarket Prices Online

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The weekly food shop can be a major drain on finances. I always get nervous that I'm not getting the best deal on the things I buy. Could I be getting this tin of beans cheaper elsewhere?

Price comparison website My Supermarket aims to help shoppers get the best deal on their supermarket buy. The site compares prices at the main UK retailers, including Tesco, ASDA, Sainsbury's and Waitrose.

You can order your basket online, print your basket as a shopping list to take to your local supermarket or just use the site as a price comparison tool. The site claims that you will save an average of £17 every time you use it.

It Costs £222,000 to Raise a Child

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Blimey, it really does cost a lot to have kids. £222,458!!! That's the cost of raising a child until he or she is 21, according to a study by insurance company Liverpool Victoria. Education (£32,593) and childcare (£63,738) are the biggest expenditure for parents. From birth to the age of 21, parents also spend an average of £19,270 on food and £16,195 on holidays. It makes me feel queasy just thinking about it.

British Families Need £25,000 a Year to Survive

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Spending has gone up for British families says the The Telegraph. A study, in which 2,000 UK parents were questioned, showed an overall increase of £129.35 in the outgoings of the average family compared to 2011.

A figure of £24,801.51 was calculated for expenses, including mortgage or rent payments, utilities, insurance, food, transport, clothes, phones and home maintenance. This figure does not include luxuries, such as takeaways, restaurant meals, nights out, weekends away and holidays.

Make Money Doing Online Surveys

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You're not going to get rich doing online surveys, but it's a good way of bringing in a little extra cash. Basically, companies want to know what people think of their products or services, so they ask them.

In the past, market researchers stood in the street with a clipboard asking passers-by their opinion. These days, companies use rewards as incentives to get them to take surveys on websites. The idea is pretty simple. You register with an online survey site, do some surveys, collect some points and then turn those points into vouchers or cash.

Valued Opinions tops the list of online survey websites because of the frequency of surveys. As soon as you register, you can start taking surveys and earn rewards for each one you complete. Typically, you earn about 50p for a survey. Once you've reached £10, you can exchange your rewards for online vouchers for Amazon.co.uk, Marks & Spencer, Argos, Tesco, Boots or John Lewis.

InBox Pounds is a pretty decent site for earning a little extra cash on the side. On this site, you get paid for searching the web, reading emails, taking surveys and playing games. It's free to join and you get £1 credited to your account from the start. When you have earned £20, request a cheque.

You Gov mixes up consumer surveys with those on political opinion. You earn points for each survey you do (usually 50 points a time) and when you've got 5000 points you get a payout of £50 in cash. Trouble is, the surveys are not all that frequent so it could take a long time till you get your hands on £50.

New Vista Live gives you points for each survey completed. Once you have accumulated 50 points they send you a cheque for £50.

MySurvey UK gives you points you earn for doing surveys can be exchanged for vouchers with Amazon, dress-for-less and Argos.

Slice the Pie is a website which pays you for writing short music reviews. You log in, a tune starts playing and you type a review into a text box. You can earn about $0.20 for a review, but it depends on the quality of your writing. It's a US site, but if you have a PayPal account you can get money wherever you are.

HubPages is a site worth signing up for if you like writing. Basically, the site is an article sharing website where you can write about topics that interest you. They put ads on the articles and you get a share of the revenue from those ads.